Legal Empowerment Of The Talang Kawo Community Through Understanding Motor Vehicle Credit Agreements With Fiduciary Guarantees

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Published: Jul 28, 2025
Issue:
DOI: 10.70308/voxpopuli.v2i2.116
Keywords:
Legal Empowerment, Fiduciary Guarantee, Consumer Protection, Legal Counseling
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Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

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Authors
Author Ade Uli Kurniati Siregar
Affiliation Icon Universitas Merangin
Author Rizki Apriadi Bahri
Affiliation Icon Universitas Merangin
Author Dipo Fathullah Saputra
Affiliation Icon a:1:{s:5:"en_US";s:20:"Universitas Merangin";}
Author Dedek Apdillah
Affiliation Icon Universitas Merangin
Abstract

The low legal literacy of the community in Talang Kawo, Merangin Regency, regarding motor vehicle credit agreements with fiduciary guarantees makes them vulnerable to detrimental practices. This community service aims to empower the community by enhancing their understanding of their rights and obligations, particularly concerning fiduciary guarantee execution procedures following Constitutional Court Decision No. 18/PUU-XVII/2019. The method used was participatory legal counseling on March 26, 2025, with a descriptive qualitative approach. The activity's effectiveness was measured using pre-test and post-test instruments. The results showed a highly significant increase in legal understanding, with the average participant knowledge score rising from 38 to 82. It is concluded that the interactive counseling method successfully raised the community's legal awareness, equipping them with the knowledge to protect themselves from potential defaults and non-procedural executions.

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How to Cite
Uli Kurniati Siregar, A., Apriadi Bahri, R., Fathullah Saputra, D., & Apdillah, D. (2025). Legal Empowerment Of The Talang Kawo Community Through Understanding Motor Vehicle Credit Agreements With Fiduciary Guarantees. Vox Populi: Jurnal Umum Pengabdian Kepada Masyarakat, 2(2), 62–69. https://doi.org/10.70308/voxpopuli.v2i2.116
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